Conatus Mobility

Citizenship & Investment Residence Thoughtfully planned

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MALTA PERMANENT RESIDENCE PROGRAMMEMALTA · MPRP

Malta
Permanent Residence

For individuals and families,
a considered approach to long-term residence.

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MPRPResidence planning and ongoing support

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THE PROGRAMME

More choice
for the life ahead.

Subject to the competent authority's approval, the MPRP offers eligible individuals and families permanent residence in Malta through qualifying property arrangements and statutory payments.

01

Permanent residence

Live and settle in Malta indefinitely, subject to continued compliance with the programme's conditions.

02

Eligible family

Eligible spouses, children and parents may be included, subject to their individual eligibility.

03

Schengen visits

Make short visits within Schengen with valid travel documents and a residence permit, subject to the applicable rules.

Permanent residence requires ongoing compliance. The MPRP does not confer citizenship or automatic residence or employment rights in other EU countries.

Explore rights and limitations

PROPERTY & CONTRIBUTIONS

A clear view of the costs.

Choose a rental or purchase route to view the principal costs for one main applicant.

Administration fee · non-refundable
€60,000
Government contribution
€37,000
Qualifying charitable donation
€2,000

Principal items only, not a complete quotation. Dependant, professional and other applicable costs are additional.

Cost illustration and exclusions

Rental route · Cost illustration

Rent a home in Malta or Gozo and retain qualifying property for at least five years.

Government administration fee Non-refundable
€60,000
Government contribution
€37,000
Qualifying charitable donation
€2,000
Five-year minimum rent €14,000 × 5 years
€70,000
Total of these four itemsNot a complete quotation€169,000

Based on five years of minimum rent. Excludes professional fees, residence cards and related processing charges, insurance, translation and certification, other rental expenses and ongoing compliance costs. The full budget must be confirmed for the specific family and property.

Dependant fees and payment stages

In an initial application, the spouse and minor children are exempt from the additional dependant administration fee. Eligible adult children, parents and grandparents incur an additional €7,500 per person. Special cases and dependants added later require separate confirmation.

The €60,000 administration fee is paid in stages: €15,000 within one month of submission and the remaining €45,000 within two months of approval in principle. The government contribution, qualifying property and other subsequent requirements must be completed within the applicable deadlines and approval conditions. Confirm each recipient, payment stage and refund provision before signing.

Policy checked: 11 September 2026 · Official sources

ELIGIBILITY

Eligibility

Assets, family and background.
Considered individually.

Evidence of assetsMeet either of two asset thresholds
Total assets of €500,000
Including at least €150,000 in financial assets
Total assets of €650,000
Including at least €75,000 in financial assets

This is an asset-holding and evidence requirement, not a payment to the government. The relevant asset conditions must be maintained for at least five years from the date the certificate is issued. Asset types and valuations are subject to the authority's assessment.

Main applicant and dependantsAge, nationality and family relationships

The main applicant must be at least 18, be an eligible national of a country outside the EU, EEA and Switzerland, and have stable, regular financial resources sufficient to support themselves and their dependants.

Eligible family members may include a spouse, minor children, unmarried adult children aged 18 to 28 who are principally financially dependent on the main applicant, and principally dependent parents or grandparents who are not in full-time employment. Separate provisions apply to adult children with qualifying disabilities. Each person's eligibility and supporting evidence must be assessed individually.

Due diligence and health requirementsBackground, source of funds and insurance

Applications are subject to due diligence and require accurate identity, residence, source-of-funds and applicable police-clearance documentation. Nationality, sanctions, previous applications and refusals must be reviewed in the context of the individual case.

Applicants and dependants must meet the applicable health requirements and maintain acceptable health insurance and valid travel documents.

Ongoing requirementsProperty, assets and subsequent checks

Qualifying property must be maintained for at least five years from the date the certificate is issued. After that period, a residential property must still be owned or rented in Malta or Gozo. The relevant asset conditions must also be maintained for at least five years from certification.

Annual compliance checks apply during the first five years; the authority may conduct further checks thereafter. Residence cards must be renewed as required, and the applicable insurance, financial-resources and other conditions must continue to be met.

OUR SERVICE

Thoughtful planning. Ongoing support.

Conatus Mobility
International residence and citizenship planning advisory

  1. 01

    Initial assessment

    Clarify family objectives, eligibility and budget, and agree the scope of services.

  2. 02

    Application coordination

    Liaise with the licensed agent on documentation, further information and application progress.

  3. 03

    Ongoing support

    Help track property, insurance and residence-card renewal requirements, with continuing coordination.

Conatus Mobility provides advisory and coordination services in cooperation with international agents and Malta-licensed agents. Formal submission and local processing are undertaken by the licensed agent.

Service responsibilities and application stages

Advice and planning

Conatus Mobility helps clarify family needs, budgets and documentation requirements, and coordinates communication with the client and cooperating parties. Deliverables are governed by the written service agreement.

Submission and local processing

The international partner assists with coordination; the Malta-licensed agent handles formal submission and local processing. The engagement documents should identify the parties carrying out the work and their respective responsibilities.

Assessment and decision

The competent authority assesses applications independently and may request further information. Neither an advisory assessment nor approval in principle is equivalent to the final grant of residence status.

The usual stages include initial assessment and engagement, document preparation and due diligence, submission and further-information requests through the licensed agent, post-approval payments and property arrangements, certification and residence-card formalities, and ongoing compliance. The sequence, deadlines and any attendance requirements are governed by the authority's instructions and the licensed agent's written guidance.

QUESTIONS & CLARITY

Questions worth asking.

From residence rights
to applications and long-term obligations.

Rights and life

Is the MPRP a citizenship-by-investment programme?

The MPRP is Malta's permanent residence programme. It grants residence status, not Maltese citizenship, a Maltese passport or EU citizenship. It offers no automatic conversion to citizenship. Any citizenship application must be assessed under a separate legal route available at the relevant time.

Can I live or work in other EU countries?

A valid passport and Maltese residence permit support short visits to other Schengen countries, generally for up to 90 days in any 180-day period, subject to entry conditions. The MPRP does not automatically grant long-term residence or employment rights in other countries. The permission required to work in Malta should also be checked separately.

How does permanent residence differ from the residence card's validity?

Permanent residence depends on continued compliance with the programme's conditions. The residence card used to evidence status and for travel has an expiry date and must be renewed as required. Card renewal, changes to personal information and compliance checks are separate matters; permanent status does not remove ongoing obligations.

Does approval automatically make me a Maltese tax resident?

Immigration status and tax residence require separate assessment. Tax treatment depends on factors including actual residence, personal and economic ties, income sources, the relevant countries' tax laws and applicable tax treaties. An MPRP card alone should not be taken to establish a tax exemption or the end of tax obligations elsewhere. Obtain advice from a qualified tax professional for your circumstances.

How should education and healthcare be planned?

Education and healthcare arrangements require separate assessment. School admission, fees and access to public or private healthcare are subject to their own conditions. Residence status does not automatically provide free education or all public healthcare benefits. Applicants and dependants must also meet the programme's health-insurance requirements.

Eligibility and costs

Which family members may be included?

Eligible family members may include a spouse, minor children, unmarried adult children under 29 who are principally dependent on the main applicant, and principally dependent parents or grandparents who are not in full-time employment. Separate provisions cover adult children with qualifying disabilities. Relationships, age, dependency and other conditions must be verified individually; inclusion is not automatic for every relative.

Must all the assets I demonstrate be paid to the government?

No. The main applicant must satisfy the prescribed asset combination: at least €500,000 in total assets, including €150,000 in financial assets; or at least €650,000 in total assets, including €75,000 in financial assets. This is an asset-holding and evidence requirement, separate from property costs, administration fees, the contribution and donation. The relevant asset conditions must be maintained for at least five years from certification.

What evidence of source of funds is required?

The authority reviews the source of funds and the applicant's background. Depending on the case, this may involve evidence of earnings, business interests, dividends, asset sales, inheritances or gifts, with a verifiable record of how the funds were obtained and transferred. The licensed agent determines the case-specific document list in line with the authority's requirements. Relevant previous refusals, application history and other material facts must be disclosed accurately.

Are the amounts shown the full cost for a family?

No. The figures show principal statutory items for one main applicant. Family composition and ages, property choice, professional fees, insurance, residence cards and processing charges, translation and certification, transaction taxes and ongoing costs can change the full budget. Before engagement, obtain a written quotation identifying inclusions, recipients, payment stages and additional costs. The purchase price acquires a property asset and should not be treated as an amount recoverable without loss.

Are payments refundable if I withdraw or am refused?

The statutory government administration fee is non-refundable. Whether other payments have become due and whether they are refundable must be checked individually against the applicable rules and the relevant contracts, including professional services, property and insurance. A refund provision for one item must not be interpreted as a full refund of all costs. Confirm each item's terms before payment.

Process and upkeep

Who do I engage, and who submits the application?

A consulting agreement may be entered into with Conatus Mobility. The international partner and Malta-licensed agent participate according to their respective engagements. Formal MPRP applications must be submitted through a Malta-licensed agent. Before signing, confirm the contracting parties, the agent handling submission and their licence, fee scope and responsibilities. The application documents should identify the actual submitting agent and licence details.

Who receives government payments and the donation?

The administration fee and government contribution are paid to the competent authority as required, while the charitable donation must go to a qualifying organisation. If an agent receives or makes payments on your behalf, first verify the written authorisation, recipient account, purpose, onward-payment arrangements and evidence of payment. Advisory fees, government payments, property payments and donations should be itemised separately. A payment to an agent alone does not establish that all statutory obligations have been fulfilled.

How long does the application take?

Timing depends on document completeness, due diligence, further-information requests and the authority's processing. After approval in principle, the applicable payments, property, insurance and certification requirements must still be completed. A case-specific timeline is a planning tool that should be updated as the application progresses, not a guaranteed approval date or outcome.

Can I stop retaining property after five years?

The five-year period does not mean that all housing requirements end. Qualifying property must be maintained for at least five years from certification; afterwards, a residential property must still be owned or rented in Malta or Gozo. Before replacing or selling property, ending a lease or letting a property, ask the licensed agent to confirm the effect on eligibility and the required procedures.

What is required after approval?

Annual compliance checks apply in the first five years, and the authority may carry out further checks afterwards. Applicable asset, housing, insurance, valid travel-document and financial-resources requirements must be met, residence cards renewed and material changes affecting eligibility reported. The scope, frequency and cost of ongoing support should be set out in the service agreement.

LET’S TALK

Start with a conversation.

Discuss your residence plans in the context of your family's objectives and circumstances.

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+65 8398 2516

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63 Chulia Street, #15-01,
OCBC Centre East, Singapore 049513